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ZestMoney MakeMyTrip EMI Option
ZestMoney EMI Shopping
ZestMoney EMI on Flipkart
ZestMoney Key Value Propositions
ZestMoney's key value proposition is providing instant, digital credit access up to 2 Lacs for online and offline purchases, empowering individuals without traditional credit history. It offers flexible EMI options, including 0% interest on select plans, making desired purchases affordable and convenient with no hidden fees.
ZestMoney Brand Positioning
ZestMoney positions itself as India's leading digital EMI provider, making credit accessible and affordable for the unbanked and under-banked without traditional credit cards or hidden fees. It empowers aspirational consumers to achieve their lifestyle goals through flexible, interest-free (on select plans) payment solutions.
Top Competitors
LazyPay
Simpl
Kissht
Customer Sentiments
Customer sentiment appears positive, indicated by strong app ratings and the emphasis on solving pain points like lack of credit history and complex traditional banking processes. Users value the convenience, speed, and transparency, especially the 'no hidden charges' and 0% interest options.
Actionable Insights
Highlighting specific success stories of how ZestMoney enabled lifestyle upgrades for young, credit-lacking individuals can resonate strongly with the target audience.
Products and Features
ZestMoney MakeMyTrip EMI Option - Product Description
This product is an EMI (Equated Monthly Installment) payment option offered by ZestMoney specifically for bookings made on MakeMyTrip. It allows customers to book flights, hotels, and holiday packages on MakeMyTrip and pay for them in installments through ZestMoney, without requiring a credit card. The process involves selecting ZestMoney EMI as the payment method at MakeMyTrip's checkout, completing the ZestMoney application (if not already a customer), and then making subsequent EMI payments to ZestMoney. It's designed to make travel more accessible by breaking down large costs into manageable monthly payments.
Pros
- It enables customers to book travel even without a credit card, broadening accessibility
- It breaks down large travel expenses into affordable monthly installments, easing financial burden
- The instant approval process for ZestMoney can make bookings quick and convenient.
Cons
- Interest or processing fees charged by ZestMoney could increase the overall cost of travel
- Defaulting on EMI payments can negatively impact a customer's credit score
- The approval process, while instant, still requires a credit assessment which might not be favorable for all applicants.
Alternatives
- Other Buy Now, Pay Later (BNPL) services like Simpl, OlaMoney Postpaid, or LazyPay offer similar deferred payment options for online transactions
- Traditional credit card EMIs from banks are a direct competitor for those with credit cards
- Personal loans from banks or NBFCs could also be used to finance travel, offering another alternative.
Company Updates
Latest Events at ZestMoney
Zest AI
Accurately assess, confidently decision, and perpetually optimize your lending business with proven AI technology. Zest AI is for lenders that want to ...
View sourceZestMoney: Fastest way to shop on EMI without credit card
Enjoy the convenience of shopping on EMI for smartphones, fashion, travel, education, & more. No credit card, debit card or credit score required.
View sourcee-Zest: Digital Innovation & Technology Solutions Provider
e-Zest is a digital-first and digital by default company. Customer centricity is fundamental to e-Zest to deliver digital transformation from idea to ...
View sourceZestMoney Customer Care Number | Contact Us - ZestMoney
... call us on 7440084400. ... Company. About us · Careers · Partner with us · Lending Partners · Privacy Policy · Terms and Conditions · Zest In News.
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