Various states and federal agencies are increasing cybersecurity regulations to protect consumer data and prevent data breaches; these regulations include data encryption, access controls, and incident response plans. (e.g., The Cybersecurity and Infrastructure Security Agency (CISA)) and are being updated regularly based on new and emerging threats.) This includes enforcement of data breach notification laws. While there is no single all-encompassing Federal Law, the FTC has increased enforcements around data security, while other regulations apply to collection of non-public information about consumers, GLBA etc. State level regulations are also prevalent, such as the New York SHIELD Act, the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). Also, in March 2022, President Biden signed the Cyber Incident Reporting for Critical Infrastructure Act (CIRCIA) into law, requiring critical infrastructure entities to report substantial cyber incidents to CISA within 72 hours and ransomware payments within 24 hours. This also involves a variety of best practices and data security frameworks from NIST and other standardization bodies and organizations for a variety of compliance requirements depending on the nature of the business and the type of the data.

The American Land Title Association (ALTA) has established best practices to guide title agents and settlement service providers in areas such as licensing, escrow accounting, and data security. These best practices aim to protect consumers and promote ethical conduct within the industry and provide standardization of processes. ALTA has released several versions and updates of these best practices over the years. A lot of title insurance companies follow these guidelines and get certified.

Federal and state regulations, including those enforced by the Financial Crimes Enforcement Network (FinCEN) and state banking departments, target mortgage fraud and aim to prevent illegal activities such as identity theft and property flipping. These regulations require title companies to implement anti-fraud measures and report suspicious activity. (e.g., The Financial Crimes Enforcement Network (FinCEN)) and are being updated regularly based on new and emerging threats.) This involves enhanced due diligence and reporting requirements.