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Qiwi
WebMoney
Established brand recognition
Extensive network of users and merchants
Diversified services beyond payments
Perceived complexity of some services
Regulatory challenges in certain regions
Dependence on desktop-based interfaces
Growing demand for international payments
Expansion into new emerging markets
Integration with modern fintech solutions
Intense competition from new fintech startups
Evolving regulatory landscape
Cybersecurity threats and fraud risks
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