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Ripple
Swift GPI
Visa B2B Connect
Ripple
Strong brand recognition in blockchain
Established network of financial institutions (RippleNet)
Expertise in crypto-enabled payments (XRP)
Fast settlement times.
Regulatory uncertainty around XRP in some jurisdictions
Public perception tied to cryptocurrency volatility
Requires adoption of new technology by traditional institutions
Potential for high energy consumption concerns with blockchain.
Growing demand for faster and cheaper cross-border payments
Increased interest in central bank digital currencies (CBDCs)
Expansion into new corridors and emerging markets
Diversification of blockchain solutions beyond payments.
Intense competition from traditional and new payment providers
Regulatory crackdowns on cryptocurrencies
Scalability issues if network grows too large
Reputational risk from association with speculative crypto trading.
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