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Chime Target Audience

User Segments

Age: 20

Gender: Female

Occupation: University Student & Part-Time Barista

Education: Associate Degree

Age: 23

Gender: Male

Occupation: Gig Worker (Delivery Driver)

Education: High School

Age: 19

Gender: Female

Occupation: Retail Associate & Student

Education: High School

Maya Singh

Maya Singh

Age: 20
Gender: Female
Occupation: University Student & Part-Time Barista
Education: Associate Degree
Industry: Food Service
Channels: InstagramTikTokYouTube

Goals

  • Save enough money for tuition next semester
  • Learn to budget effectively to avoid overspending
  • Build a good credit score for future financial stability.

Pain Points

  • Unexpected expenses throwing off her budget
  • Difficulty finding time for studies while working
  • High bank fees eating into her savings.

Chime Geographic Distribution

Chime's primary market is overwhelmingly the United States, with minimal estimated presence in other English-speaking and developed countries, reflecting its current operational focus.

Top Countries

United States flag

United States

99.5%
Canada flag

Canada

0.1%
United Kingdom flag

United Kingdom

0.1%
Australia flag

Australia

0.1%
Germany flag

Germany

0.1%

Age Distribution

Key Insights

Primary age group concentration shows strong presence in:

31-35

Most active age range

Target Audience Socio-economic Profile

Chime primarily serves individuals and smaller households, often in low to medium income brackets, seeking accessible and affordable banking.

Employment Status

Income Distribution

Education Level

Chime Behavior Analysis

Behavior Profile

Mobile-First Experience
Mobile Technology
Online Shopping
Streaming Entertainment
Digital Natives
Online Communities
App Usage
Social Media Usage
YouTube
TikTok
Instagram
Facebook
Android
iOS
Personal Finance Management
Budgeting Tools
Remote Work
Convenience
Simplicity
Tracking Spending

Device Breakdown

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